Mountain Bike Insurance

Mountain bike injuries are common and can easily cause financial problems for mountain bikers who suffer from accident or injury or damage their equipment. CoverMonster provide specially selected mountain bike insurance policies to cover riders at home and abroad, so you can ride hard with peace of mind. Guaranteed instant cover starts at just £1.18 per week. 24/7 protection at work, rest & play.

Protect yourself

Our Sports Injury Insurance policies provide financial peace of mind when you have have an injury. We have 3 policies to choose from. The cheapest cover starts at just £1.18 per week and pays you a cash lump sum for breaks, fractures and dislocations. If you need something a bit more longer term, we also have two polices that provide you with an ongoing income when you are signed off work. Both of our income protection policies have the advantage of back dating all claims to pay out from day one so you can still pay your bills.

We understand Mountain biking and the risks involved for riders, particularly for people with manual jobs who rely on their fitness to earn their income. Where other insurers may decline insurance due to this risk, our policies are specifically selected to accept all sorts of jobs.

Protect your bike

Mountain bike Insurance

Our specialist Sports & Activity Equipment Insurance provides UK and worldwide cover for your bike and accessories such as helmets, pads, clothing and bike computers, even your Go-Pro. Your Bike and equipment will be protected 24/7 and includes cover for on or off-road, cross country and when en joying the thrills of down hill, even in competition use. Financial peace of mind protection for loss, theft and damage; this insurance is for riders of all levels. Starting at just £2.44 per month, all riders can now find a policy to suit their budget. Cover is instant and guaranteed, plus you don’t even have to list individual items or item values.

Replacing mountain biking equipment can be expensive, so protecting your gear is really important for your peace of mind as any loss, damage or theft of those items can potentially stop you from taking part in what you love doing most.

  • Covers you at work and home
  • 24/7/365 cover
  • Available to employed and self employed
Get Injury Quote
  • Covers you at work and home
  • 24/7/365 cover
  • Worldwide Cover as standard
Get Equipment Quote

You won’t find us on price comparison sites. Get a quote direct .

Hope these riders had insurance!

Shopping around?

Finding the right insurance policy for you can be a daunting task. Download our cover checklist as a handy list of the most important questions you should ask insurers.

Download our checklist

Download our "Essential questions checklist".

Download Checklist

CoverMonster offers specialist mountain bike insurance policies for mountain bikers at home and abroad. Our policies are carefully selected to offer the very best value for money, so you can ride with the peace of mind that should you get injured – you will still have an income.

We understand mountain biking and the risks involved for riders, particularly for people with manual jobs who rely on their fitness for their income. Where other insurers may decline insurance due to your job, we have a policy to suit anyone.

Our policy covers people who ride mountain bikes at any level, professionals not included. Our definition of ‘professional’ is anyone who derives an income from their sport.

For a no-obligation quote in less than 5 minutes, contact us today.